Legal Information

This section of the site contains important legal and regulatory statements which you must read in conjunction with the information on BUTLER Capital Financial Management’s Website. This information has been issued and approved by BUTLER Capital Financial Management and does not in any way constitute investment or financial advice.


General:

BUTLER Capital Financial Management, BUTLER Capital and BCFM are trading names of: BUTLER Capital Financial Management LLP. Registered Office: Hesketh Mount, Lord Street, Southport, PR9 1JR.


Data Protection Information:

We may at times ask you to provide your name and contact details if you wish for more information about our products and services. This data is used to provide you with the information you request, and may be retained by BUTLER Capital. If you would prefer BUTLER Capital to not retain this information please advise us by writing to Butler Capital Financial Management LLP, Hesketh Mount, Lord Street, Southport, PR9 1JR..


Email:

You may contact us by Internet email, either via the “Contact us” section of our website or email us. Such emails are not a 100% secure method of communication. BUTLER Capital accepts no responsibility for any loss you may suffer as a result of interception.

BUTLER Capital advises that you do not transmit any of your account information or account details by Internet email. We regret that we cannot send to you confidential information by Internet email.


Annual Equivalent Rate (AER):
The Annual Equivalent Rate (AER) represents the annual rate effectively received by the client if interest at the gross rate applied during a year remained in the account and itself earned interest. As every advertisement for a savings product, where a rate is displayed, will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.


Consumer Credit Act:

Under the terms of the Consumer Credit Act 1974 you should be aware of the following:

– Security and life assurance cover may be required.
– Full written credit details are available on request.
– All lending is subject to appraisal of the applicant’s financial status.
– Loans and other credit facilities are not available to people under the age of 18.
– All overdrafts are repayable on demand.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.

The Financial Conduct Authority:
If you would like further information on the Financial Conduct Authority it can be found on their website.